In order to make the decision on whether to get a renters insurance policy, it is important to know what’s covered, the three types of coverages typically available, and what to watch out for when purchasing your own policy. Please note that each insurance company has different exclusions and coverage limits. Problems and frustrations can arise down the road if you don’t fully understand what’s included and excluded in your policy. There are three essential types of coverage: 1) Personal…
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This Is How You Find An Apartment In NYC Without A Broker
This Is How You Find An Apartment In NYC Without A Broker At this moment, you are contemplating finding an apartment in NYC on your own without the help of a broker and you are second guessing if it is even possible having read everywhere how difficult it is. Regardless, you’re going to explore the possibilities and take your shot because you’re finding a difficult time finding a reputable broker or you literally do not want to pay the thousands…
Everything You Need to Know if Purchasing After July 1st in NYC
Written by: Robert Varvara, The Steven Cohen Team at The Corcoran Group As New York City continues to experience a desperate need for funds to improve vital infrastructure, legislators look to homeowners in the city’s high-end luxury market. Amid confusion and substantial opposition surrounding the ‘pied-a-terre tax’, answers finally became clear when April rolled around. The so-called “millionaire’s tax” would be an annual charge on any apartment or house in NYC valued at over $5M that serves as a secondary…
How to Have a Good Relationship with Your Landlord
Your relationship with your landlord in New York will be, at best, complicated. Because there is such a high demand for housing in New York, your landlord might be less than thrilled to do all the work to keep you as a happy tenant. After all, they probably can rent the apartment or house to someone else in a month. Does this mean your landlord is scum? Of course not, but there are several things you can do as a…
How To Prepare A Rental Application That Gets Approved
By Jessica Feder-Birnbaum As a licensed real estate agent, I’ve received countless distraught calls from prospective renters when apartments they have applied for have “fallen through.” After submitting numerous client applications, I’ve learned several steps to take so an application doesn’t get denied. Whether you work with a broker or search on your own, here’s what you need to know to prepare a winning rental application. Qualifications Do your homework. You don’t want to fall in love with an apartment…