In order to make the decision on whether to get a renters insurance policy, it is important to know what’s covered, the three types of coverages typically available, and what to watch out for when purchasing your own policy. Please note that each insurance company has different exclusions and coverage limits. Problems and frustrations can arise down the road if you don’t fully understand what’s included and excluded in your policy. There are three essential types of coverage: 1) Personal…
Tag: Renters Insurance
How to Land Your Dream Apartment in New York City
Apartment searching anywhere can start out being very fun and quickly turn into a very time-consuming and daunting process. Looking for apartments in New York City, specifically, can leave seekers feeling very helpless due to higher rents, smaller living spaces and the need to be near the ‘perfect train.’ I would know, by 30 I had lived in midtown East, the Upper East Side, Midtown West, Queens and two stints in Brooklyn. Why is NYC so desirable? • Proximity to mass transportation:…
Why You Should Always Have Renters Insurance
When you live in New York City, you come to expect the unexpected. While resources like GoHomeNY.com can help you get the hang of city living, nothing—and I mean nothing—could have prepared me for the day I came home to a literal flood in my Rose Hill apartment on East 26th Street. I can’t fault my upstairs neighbor for drawing a bath. But I can fault her for turning on the water and leaving to walk her dog, letting it…